• Loans to fit your lifestyle and needs.

  • Making your dream home a reality.

  • Helping your business reach new heights.


We believe deeply in the idea that a bank run the right way can make a community a better place to live.  We believe that if that community succeeds, we will succeed along with it. -Robert G. Wilmers

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Considering Buying a New Vehicle? Know This!

couple purchasing a carMany experts consider January and February a good time to make a vehicle purchase because consumers have access to the newest models and prices tend to be lower than later in the year. If you’re thinking about buying a new car, before you head out to a dealership, review these tips and resources to determine if this is the right time for you.

Learn more new buying tips

About Us

Established in 1994.

Charlevoix State Bank is the ONLY community owned and operated bank in Charlevoix, Michigan. We felt it was important, in a community such as ours, to provide the personal, friendly service that is being lost in this era of banking mega-mergers.

Your Local Community Bank.

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