• Loans to fit your lifestyle and needs!

  • Making your dream home a reality!

  • Helping your business reach new heights!


We believe deeply in the idea that a bank run the right way can make a community a better place to live.  We believe that if that community succeeds, we will succeed along with it. -Robert G. Wilmers


About Us

Established in 1994.

Charlevoix State Bank is the ONLY community owned and operated bank in Charlevoix, Michigan. We felt it was important, in a community such as ours, to provide the personal, friendly service that is being lost in this era of banking mega-mergers.

Your Local Community Bank.

Visit Our Locations