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No Hidden Fee Lending
Your hometown bank will provide you ALL the information you need to make your loan decisions.

To inquire please contact your local branch.

At Charlevoix State Bank we remain dedicated to improving the quality of our systems. With this in mind, please be advised that Wednesday, May 25th, 2016 from 10:00 p.m. until 12:00a.m., and Thursday May 26th from 10:00 p.m. until 1:00a.m. EST both Internet Banking and Telephone Banking will be unavailable so that we can conduct system maintenance. Thank you for your understanding.





For your convenience, Charlevoix State Bank is now offering SAME-DAY business processing.  
Please see our Locations & Hours page.

Open Early -- 7:30 a.m. Drive Up Service

Check Balances, Deposits & More 24/7!

How Much Are My Deposits Insured?

There has been a recent fraud scheme whereby companies are receiving fraudulent emails and faxes that appear to be initiated by their trading partners. A simple call-back prior to making any changes in wiring or ACH instructions can help avoid potentially significant losses.

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