HomeCalculatorsAbout UsInternet Banking
  Consumer
  Savings
  Checking
  Additional Consumer Services
  Business
  Loans
  Internet Banking
  About Us
  Locations & Hours
  Contact Us
  Employment
  Our Community

Consumer Checking

Free Internet Banking, Bill Pay and Telephone Banking is available for all account types. Please see our Schedule of Fees & Services for allaccount fees. A variety of checking accounts are available. We offer interest bearing and non-interest bearing accounts. Please contact your Charlevoix State Bank representative for current interest rates on our NOW and MMA accounts.

Free Checking

  • Minimum opening deposit of $50.00. 
  • No minimum balance required.
  • No monthly service charge or per item fee.
  • Unlimited check writing.  
  • Free ATM/Debit Card available.

NOW Checking (Interest-Bearing)

  • Minimum opening deposit $800.00.   
  • Interest is computed daily and paid monthly on accounts maintaining an $800.00 minimum balance each statement cycle.
  • Unlimited check writing.  

Preferred NOW Checking (Interest-Bearing)

  • Minimum opening deposit $10,000.00.  
  • Interest is computed daily and paid monthly on accounts maintaining a $10,000.00 minimum balance each statement cycle.
  • Unlimited check writing.
  • Free ATM/Debit Card.

Health Savings Account (Interest-Bearing)

  • Alternative for medical expenses when you have a High Deductible Health Plan.
  • Contributions may be tax deductible and qualified medical expenses are tax-free.  
  • Interest is computed daily and paid monthly on accounts maintaining a $500.00 minimum balance each statement cycle.   
  • Unlimited check writing for medical expenses. 
  • Free Debit Card.  

 Additional terms may apply.

  ©2005- Charlevoix State Bank
DisclaimerIdentity TheftYour PrivacyPatriot Act